If you have assets in the path of severe winter weather, it would be smart to find your claims contacts and insurance policy numbers today.
If you’re not sure, ask your broker now before they leave for the weekend. You want to be quick to report any losses because carriers will likely be inundated with calls & emails in a widespread event.
Building Prep
Some high level interior & exterior building prep tips that may be useful to implement and/or to share with employees and/or tenants in advance of a storm:
- Seal windows and doors
- Display signs warning of icy conditions
- Keep walkways, driveways, parking lots, doorways, etc clear of ice & snow
- Position snow blowers, generators, heaters, etc ready for use
- Monitor all walkways and stairs for safety
- Post security or block off unsafe areas so no one enters
- Check vacant buildings or spaces to ensure heat is on and reduce likelihood of pipe rupture
- If carbon monoxide alarms sound or if there is a smell of gas, leave premises & evacuate tenants immediately
- Monitor for danger of collapse due to snow or ice and evacuate as necessary
Final Thoughts
In summary, preparing in advance for severe weather and reporting losses quickly can help minimize damage and ensure a smoother recovery. Also, implementing building prep tips and sharing them with employees can make a big difference.
Taking these precautions protects your assets and the safety of everyone involved. It’s a proactive approach to managing risk and ensuring business continuity.
Everyone stay safe & warm!